#75016 by PocketGroovesGSO
Wed Jul 15, 2009 10:56 pm
Wed Jul 15, 2009 10:56 pm
Heyoka wrote:Wow...
All this discussion makes me kinda glad I live in Canada...
Good luck with this folks,
heyoka
(yeah, I'm still around, just kinda listening in from time to time...)
I love living in the US, but be glad you live in Canada where the healthcare system works. It may take a little longer to get treatment for certain services than here in America, but I think the overall pros outweigh the cons. I would love for the US government to adopt a universal health care plan (and I know that I will not have a popularity vote for writing this

Prevost82 wrote:We pay $150 a month period, for our family ...
Free in the sence that we have no co-pay when we go to the Hospital or Doctor.
If we adopted a universal health care system, our taxes/costs will go up. There is no getting around that because the government will have to be able to fund this new system somehow. I think the real question is this: Would you rather pay the extra $200-$800/month (varying premiums, depending on plans, coverage, group, employer contribution, etc) to your employer so they can pay a premium, or pay relatively the same amount to the government to provide a healthcare system that may actually stand a chance of working? There are indeed some employers who pay for their employees benefits, but there are not many employers doing that anymore. Employers are going toward self-driven high-deductible plans to SAVE money, and can't afford to pay employee benefits anymore. You and your wife have it good J.

I definitely understand that there are Americans that either cannot afford insurance, or choose not to have insurance. That's fine, that's your choice. But if a major medical issue occurs, who will pay for the medical bills? Will they get paid? Will the be defaulted or included in a bankruptcy? These are genuine concerns that are not meant to be disrespectful or belittling to anyone reading. These questions are valid, and many Americans are faced with these questions on a daily basis because they either can't afford insurance or choose not to buy insurance through their employer's group policy. At the end of the day, medical costs go up too, as a direct effect of non payment of medical bills by the uninsured.
This cycle of non payment of medical bills is causing the real issue with health costs -- the big picture is that Americans without health insurance are making it more expensive for Americans with health insurance because the uninsured cannot afford to pay for their medical treatment. That is why healthcare and health insurance suck so badly right now.