Debbie, you said, "So, to save us all from having to go through the fine print and upteen pages...is it a good deal?"
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My answer: I joined.
But - if you join, you should still take the time to read the contract.
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It's worth it, even if just to get a ton of lawyers on your side, in case of copyright infringement.
If someone steals your material, and if you have a copyright on it, you can sic 'your' BMI lawyers on them.
You don't NEED a copyright from the Library of Congress, but if you lose - you pay the lawyers.
So - paying $35 or $45 for a copyright from the Library of Congress is well worth it.
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But, anyway, anyone planning on
NOT being on the air, might as well forget about joining a performing rights organization, because you probably won't need it.
I'm talking about being
paid for radio airplay, TV shows (major, cable, pbs, or local access), movies, other . . .
Also, that includes cover bands performing your material across the country. Bar/restaurant owners pay for that right.
If you don't think that'll ever happen, or if you're a cover band, - guess you don't need a performing rights organization.
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BMI and ASCAP are about the same. They're both performer's rights organizations, but BMI is free.
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It's a 2 year contract - maybe in 2 years I'll try ASCAP, and see which I like better.