There are other grants/options available to her, if she would take the time to look for them.
No, I don't think this is an ethical thing for her to do, because she's using the funds inappropriately, as long as there are other options.
I had a friend, long since who has died, who was a hemophiliac (bleeder). His condition was such that he could not work, yet he was on SSI for the duration of his adult life.
I think he should have been on Welfare, rather than SSI, since he hadn't contributed to the fund. These types of bureaucratic distinctions exist for a reason.
Ppl are putting their hard-earned dollars into a system that's designed to pay ppl in the interim while they are actively seeking work, in the case of the woman with the unemployment benefits. In the case of my friend, ppl donated to a fund designed to help with their own income when they retire, or cannot work any longer. In both of these cases, the funds are being misused, which is putting undue strain on those particular systems.
Congress has been fighting over whether the unemployment bennies can be extended, in these tough times. SSI funds are stretched to their limits. All while there ARE in existence other options available to these ppl who are blatantly misusing them. (Although, in the case of my friend, he WAS approved for SSI. I doubt that would be the case for your example, Rich.) Some of these other options come from corporate & private funding institutions, thus they do not need to put these extra strains on our gov't.
SMILE - it's the safest way to spread your cheeks!