J-HALEY wrote:Kramer with all due respect bro. you are living on a different planet! What the heck do you do for a living? Government regulation down? I have been in the construction biz. for 40 years and I have never seen the regulation in building codes and with OSHA, ADA, you have to have so many kinds of insurance to be in ANY business these days. Let alone Medical Mal-practice insurance. I am not trying to insult you when I say your points are outright LIES! Having said that please understand I am only debating not wanting to get personal but Geeze dude! 
Well I think you are talking apples and oranges, the regulations you are speaking of sound more like city zoning laws, not federal regulations. Sure some OSHA regulations affect zoning, but not to the extent of what this discussion is about- that's small potatoes. What about the telecom deregulation, the wall st deregulation, the clean air act (environmental deregulation), and honestly too many more to name.
I could, of course, cite a reference to each major de-regulation I'm discussing, if you want me to provide cites- but I think we both know that it would only waste my time, and you would probably not reference-check them anyways (see my links about bain and KB toys to glenn)
You are quick to frame what I say as lies without offering much in the way of proof, although maybe I wasn't specific enough in revealing the scope of deregulations I was discussing, so I can give a pass on that, but now that we're discussing nationwide federal major deregulations that affect everyone, not just local zoning, I'm sure my original points hold water.
I don't see where insurance is relevant to the discussions, as it's been fairly deregulated as well. The reason you pay more is because there's no regulations in place to put a cap on their robbery of people like you and me. Malpractice is a wholly different story and when you involve 10 billion lawyers in commerce, you are most definitely, as a consumer, not going to benefit from the outcome. Nor is your doctor, or his practice. They (insurance companies) have no rating system whatsoever to root out the problem doctors, there's no review board or regulation to strip criminally bad doctors from being insurable and practicing. Regulation here would solve the problem (and enforcement, of course).
Overall, I don't mind you disagreeing- that's called discussion, and that's what we're doing here. It would be boring here if we all slapped each other on the back and agreed all the time.. lol